Thursday, August 6, 2009

My Right Versus Yours

We all have rights. However I want to exert my right to a National Health Plan over those who want to have the right to private health insurance. Who prevails ultimately will be decided through the legislative process. In the meantime support or non-support will depend on the facts, our experience, and how we are emotionally wired. So I accept the challenge to win over those who don't want Government Health Insurance. So let's cut to the chase and try to answer the question: "What's in it for me?" The answer: A lot more than meets the eye:


Your Income: A national plan reduces cost to your employer or to him or herself and would stabilize their ability to keep employees or hire new ones.
Public Services:
Your government worker would have their insurance paid by all eliminating one of the largest expense states and municipalities in their annual budgets.
Your Job:
Wouldn't be great to pick a job that suits you rather than for needed health insurance?
Your Mental Health:
If you lose your job having health insurance will reduce some of the stress as you try to get back to work.
Your Choice of Doctor: This will be more available under a National Plan than the restrictive panels private insurers provide, causing patients to change physicians even after long relationships.
The Doctor Patient Relationship: Private insurers pay differently and have more restrictive rules than Medicare. This can cause a rift in a doctor's attempt to take care of their patient as they see fit. Doctors prefer to change their habits through education not fiat.
Premium Cost: It has been calculated there will be a 400 billion dollar per year savings by eliminating the need for complicated billing because of multiple payers and getting rid of excessive marketing. If you don't believe this one, just ask your doctor what he goes through to get paid. Multiply this process for hospitals.
Other benefits: Improved pensions, slower rise of medical inflation, lower drug costs, and improved medical research.

This is not an exhaustive list. Hey, we have time to explore those. More next time on lowering cost and how we pay for a National Health Plan.









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